ERC-20 — The Fungible Token Standard
ERC-20 is the Ethereum token standard defining a common interface for fungible tokens — enabling any ERC-20 token to be handled by wallets, exchanges, and DeFi protocols without custom integration — and remains the base standard for most tokenized assets despite lacking compliance features.
GENIUS Act — Guiding and Establishing National Innovation for US Stablecoins
The GENIUS Act passed the Senate Banking Committee in March 2025 and represents the most significant US stablecoin legislation to date, establishing licensing requirements and reserve mandates for payment stablecoin issuers.
JPMorgan Kinexys — The $1 Trillion Tokenization Engine
JPMorgan's Kinexys platform has processed over $1 trillion in notional transactions, operating JPM Coin at $10B+ daily volume across 200+ corporate clients.
OCC — National Bank Digital Asset Activities and the SAB 121 Reversal
The OCC granted the only federal bank charter to a crypto institution (Anchorage Digital, 2021) and issued landmark interpretive letters in 2020-2021 authorizing national banks to provide crypto custody, hold stablecoin reserves, and use blockchain for payment activities.
Stellar Blockchain
Stellar is a Layer 1 blockchain purpose-built for fast, cheap cross-border payments and tokenized assets — chosen by Franklin Templeton for FOBXX (alongside Polygon) and WisdomTree for multiple tokenized funds due to its institutional-grade settlement speed and low fees.